Higher complexity increases likelihood of scam or ineffectiveness “the more complicated something gets, the less likely it is to be effective. elaborate, complex, solutions that allow you to keep burning fossil fuels are just a distraction.” Here's a key lesson from Lovell's book: "complexity in a proposition bet is only there to make it harder for you to figure out the odds." Medicare for all would save money and improve lives Dental insurance isn't a scam - but it's also not insurance